At Ames Law Group, we understand the frustration and stress that comes with inaccurate or unverified information on your credit report. Whether it's a mistake by a credit bureau, an original creditor, or a collection agency, your rights are protected under the Fair Credit Reporting Act (FCRA). We are here to ensure those rights are upheld and to fight for your financial well-being.
When credit bureaus fail to verify information on your account after you've disputed it, or when they violate the FCRA in any way, taking legal action may be necessary. The same goes for original creditors and collection agencies who refuse to address inaccuracies or discrepancies. Attorney Patricia A. Ames, Esq. believes in exhausting all options before resorting to legal action, but if necessary, is also prepared to take your case to court.
Beware of False Promises
Many individuals and companies claim to have the ability to fix your credit, but often lack the credentials and expertise to do so effectively. They flood credit bureaus with dispute letters or offer questionable tactics like trade lines that can do more harm than good. At Ames Law Group, we are not here to make false promises or offer quick fixes. Instead, Attorney Ames will provide you with the guidance and representation of an experienced attorney who understands the intricacies of credit law.
The Ames Law Group Approach
When you choose Ames Law Group, you're choosing an attorney dedicated to fighting for your rights. Attorney Ames will start by attempting to dispute the debt and compel the credit bureaus to remove inaccurate information. Attorney Ames will then explore negotiation options to settle the debt, if it's properly validated. And if necessary, prepare to take your case to court.
Your Rights and Compensation
Under the FCRA, you have the right to seek actual damages and losses for violations, and statutory penalties of up to $1,000 from each credit bureau. Whether you're seeking to recover actual damages or statutory penalties, Attorney Ames is here to advocate for you every step of the way.
Take Action Today
Don't let inaccurate credit information hold you back. Contact Ames Law Group today to discuss your situation and explore your options for resolving alleged debt. With Ames Law Group, you can trust that your rights will be protected, as we work tirelessly to help you achieve the financial freedom you deserve.